Improved Card Processing Profitability

Accurate IC++ costs tailored to each transaction.

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Real-time card fee calculation API

Get accurate tier-based calculations to Visa & Mastercard fee logic for any transaction.

Transaction fees analytics

Fully mapped card networks interchange rates — issuer, country, MCC, thresholds, and more.

Invoices insights

Card networks invoices insights — standalone charges from network access to acquirer service fees.

Card networks fees prediction

Get visual insights into transaction costs.

Merchant profitability analysis

Uncover patterns and opportunities.

Scheme Fees Explorer

Explore Visa and Mastercard fees based on region, MCC, card type, transaction value and merchant location.

Reports & Insights

Interpret any WHY behind the numbers.

Your Cost Intelligence Stack

Understand, predict, and optimize transaction costs.

Predict IC++ costs instantly with precision. A real-time API that predicts interchange, scheme, and acquirer fees using MCC, BIN, and scheme logic—enabling smarter routing and pricing decisions.

Real-time fee calculations for any transaction

Automated cost reconciliation

Global scheme coverage

Pricing optimization tools

Know every fee,
before it hits

Real-time interchange logic for Visa & Mastercard with comprehensive breakdowns and detailed analysis.

{
  "transaction_id": "txn_987654321",
  "scheme": "mastercard",
  "card_type": "corporate_credit",
  "amount": 3200.00,
  "currency": "EUR",
  "interchange": {
    "event_id": "2CD2530",
    "description": "Mastercard Corporate Credit Cross-Border Tier 2",
    "issuer_country": "US",
    "merchant_country": "DE",
    "is_domestic": false,
    "tier": "Tier 2",
    "rate_percent": 0.5000,
    "fixed_fee": 0.10,
    "calculated_fee": 16.10
  },
  "scheme_fee": {
    "event_id": "MC-EUR-02",
    "description": "Mastercard Acquirer Fee – Corporate Tier 2",
    "rate_percent": 0.2000,
    "fixed_fee": 0.05,
    "calculated_fee": 6.45
  },
  "total_cost": 22.55
}

API Status: Operational

We help issuers and acquirers to earn extra millions of USD per annum

By better controlling card networks fees and improving transactional profitability

Lightning Fast API for accurate fee calculations

Stay ahead with real-time fee calculations and always up-to-date interchange rates for every transaction.

Real-time Processing

Get fee calculations with sub-second response times for any transaction volume.

Always Up-to-date

Automatic updates to interchange rates and scheme fees as soon as card networks publish changes.

All Card Schemes

Support for Visa, Mastercard, Amex card networks with their latest fee structures.

Precise Calculations

Accurate to the penny with consideration for card type, region, and transaction characteristics.

Instant Insights

Real-time breakdown of interchange, scheme fees, and other processing costs as they occur.

Cost Optimization

Identify opportunities to reduce fees through detailed transaction analysis and recommendations.

Schedule a Demo

See how our payment processing fee optimization works

Get a personalized demo of our platform and learn how we can help you optimize your payment processing costs.

Live demonstration of our fee calculation engine

Walkthrough of our reconciliation process

Q&A session with our payment experts

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